Cutting on Expenses

Being the one who do the budget, I need to make sure every money that is goes out from the bank or from my wallet needs to be accounted for. But lately, grocery expenses exceed more than half of what I budget, electric bills shoot up. Drastic measures must be done and here are my plans:

1. Cut down on the groceries - stick to what is in the list
2. Don't buy unecessary things
3. Eat in smaller portion - this will help me in my diet too
4. Avoid eaiting in between meals
5. Cut down electric bills

It will be hard we don't have a choice.

To Rubber or To Palm Oil?

My husband is planning on planting palm oil in our farm. In fact, he even attended a convention in Kidapawan, North Cotabato recently to know more on what the benefits of planting palm tree. He was having second thoughts because the soil is slopey (is there such a term for that?).

As an alternative, he thinks planting rubber might be better. What do you think? Palm tree will be productive in three years, while rubber will take six years.

Mushrooms

I've never seen a mushroom like in the photo above. Can those be eaten? hehe